Why Pontis · Non-custodial
Pontis never holds your funds. Regulated partners do.
A permanent architectural choice — not a phase we grow out of.
Pontis never holds a balance
Funds sit in segregated accounts at a regulated partner. Pontis records claims and instructs release through a RailAdapter.
Lower regulatory burden
Not taking custody means a lighter licensing posture and a faster, safer path to market.
Provable in the books
A double-entry ledger keeps every movement balanced; account types make it impossible to imply Pontis owns client money.
What it means for youYour money is held by a regulated bank under its own terms; Pontis authorises release only when a condition is verified. There is no Pontis float, and no “custodial later.”